If you own your own home property, there’s a good chance that you have plenty of renovations and
upgrades in mind for how you can make your investment a little more appealing. Sometimes,
upgrading your home isn’t just something that you’ll do in order to improve your comfort. The right
improvements in your property could actually save you cash in the long-term, by reducing the amount
you need to spend on repairs and utility bills.
When it comes to preserving the value of your home, and saving a few extra pounds on your monthly
expenses, there are some home improvements that are more important than others. If you’re thinking
about funding a home improvement project – either with your savings or a personal loan, these are a
few of the places you should focus on first.
Before we get started, keep in mind that these projects aren’t the most fun or exciting options for
home improvement in the world – however, they are the improvements that could save you more
money in the long-run, by helping to stop your property from falling apart, and ensuring you have
plenty of retail value. Once you’ve got these basic considerations out of the way, you can start
thinking about more fun upgrades.
Step 1: Banish Any Drafts
If you want to save money on your heating bills, then the first thing you need to do is make sure that
your radiators and fireplaces aren’t competing with the drafts and gaps around your home. Most
experts recommend insulating your home, and sealing your doors and windows whenever possible.
However, it’s important to remember that blocking out the drafts isn’t just something that you need to
do for the winter.
By making sure that you have the right insulation and sealing solutions in place, you can keep your
heat in when the weather gets colder. At the same time, you could also keep your home a little cooler
during the warmer seasons too. Remember to ask for an energy audit, or get some help checking for
gaps in your walls and windows if necessary.
Removing drafts will help you to reduce the amount you spend on your energy bills in the long-run,
and make sure that you’re not constantly paying for hot air that instantly leaves your home.
Step 2: Update your Appliances
If you have a number of appliances around your home that are constantly using up all of your energy,
then you’re going to need to think about upgrading those appliances to something a little more energy
efficient. The top devices in your home that use up the most energy are the air conditioning systems,
heating systems, dehumidifiers, and refrigerators, according to experts.
One good way to reduce the usage of these appliances is to think about installing a programmable
thermostat so that you don’t use the devices when you don’t need to. On the other hand, you could try
applying for a personal loan so that you have the cash to upgrade to energy-efficient alternatives
throughout your home.
Step 3: Check for any Structural Problems
Although repairing problems with your home can seem like an expensive process, the truth is that
dealing with costly repairs is often far more problematic than using preventative measures. Water is
often one of the most expensive causes of home repairs, so it’s important to keep an eye on your roofs,
gutters, and other areas where rain might make its way into your home.
Paying a little extra to repair any structure concerns around your home as quickly as possible will help
to ensure that you don’t have to pay through the nose for expensive repairs a little further down the
line. Additionally, preventative measures can also mean that you reduce your risk of losing important
belongings to flood damage and other worries.
Using a Personal Loan
So, you know which areas of your home you should focus on when it comes to choosing home
improvement projects – but how do you find the money that you need to invest in these repairs? The
simplest solution may be to turn to your savings – but if you don’t have any extra money sitting in
your bank account, and your friends and family members can’t help you out – then you’re going to
need a different solution.
A personal loan is a form of unsecured loan that you can use to pay for a range of different things –
from wedding costs, to house repairs. A personal loan that allows you to deal with important money-
saving updates in your home could be a great way to improve your cash-saving potential for the
future, so long as you know that you have the income available to pay for the costs of repaying your
loan over the long-term.
We undertook some home improvements of our own in our old flat – feel free to have a look at our bathroom before and after pictures.
Disclosure: This is a sponsored guest post.Folllow